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How pawn loans work · Whittier, CA

Pawn loans.
Made clear.

Use an item of value as collateral for a loan. We’ll evaluate it, explain your options, and walk you through the terms before you decide.

Personal evaluationClear conversationLocal team
Gold bullion bars, a gold-tone wristwatch and rings on a dark surface
Everyday needs. Exceptional pieces.Let’s see what you have.
A straightforward conversation

From your item
to your next step.

New to pawn? You don’t need to have it all figured out. Start with your item and your questions.

  1. Bring your item.

    Bring a valid government-issued ID and the item you’d like evaluated. Boxes, paperwork, chargers, and accessories can help tell its story.

  2. Explore its value.

    Our team looks at your item’s condition, materials, and resale value, then talks through the available options with you.

  3. Understand the terms.

    Review the loan amount, applicable charges, and dates on your pawn ticket. Ask questions before choosing whether to move forward.

  4. Plan your next step.

    If you accept the loan, your item stays with us as collateral. Redeem it by paying the amount owed under your contract.

Ready to part with your item? You can also explore selling it outright.

More than one kind of value

A favorite watch.
A useful tool.
A place to start.

Explore the kinds of items we evaluate. Condition, completeness, and demand all help shape the conversation.

Have something else in mind? Ask our team about it →

Know where you stand

Your pawn ticket.
Your important details.

Keep your ticket somewhere you can find it. It records your item, loan amount, applicable charges, and key dates. Our team can help you understand what those details mean for your next visit.

Ready to redeem?

Pay the amount owed under your contract to reclaim your item. Call ahead if you have questions about pickup.

Need more time?

Talk to us before your due date about available renewal options and any required payment.

Good questions. Clear answers.

Let’s make it
feel familiar.

Here are a few things customers often want to know before bringing an item in.

More frequently asked questions
Is pawning different from selling?

Yes. A pawn loan uses your item as collateral and gives you the opportunity to redeem it under the loan terms. Selling transfers the item to us in exchange for the agreed purchase price.

Do I need a credit check?

Our pawn loans are based on the item used as collateral. A credit check is not required.

How much can I borrow?

The amount depends on the item and its evaluation. Bring it in with any useful paperwork or accessories so our team can discuss an offer.

What will my loan cost?

For pawn loans up to $2,499.99, rates and charges are regulated by California statute. Loans of $2,500 and above are available at very competitive rates. We’ll explain your loan’s terms and applicable charges before you decide.

What if I need more time?

Contact us before your due date to discuss available renewal options. Keep track of the dates on your pawn ticket. An item may be forfeited if it is not redeemed under the contract and applicable notice requirements.

Can I pay or manage my pawn online?

Use our existing Pay My Pawn portal. Call the shop if you need help with your balance, due date, or available payment options.

Your neighborhood team

Bring your item.
We’ll take it from there.

Stop by Lambert Pawn in Whittier. Bring your ID, your item, and anything that helps us evaluate it.

Call (562) 945-0290

Visit Lambert Pawn

14158 Lambert Rd.
Whittier, CA 90605
Get directions ↗

Store hours

Mon–Fri · 9:00am–6:00pm
Saturday · 10:00am–5:00pm
Call to confirm holiday hours.